NMLS ID #1406229 | (949) 566-3326 | david.erickson@my.morty.com
After more than six years of service in the U.S. Army, I transitioned back to civilian life in 2015 and returned to mortgage lending. I now specialize exclusively in VA home loans because of my deep commitment to the Veteran and servicemember community I’m proud to be part of. My priority is simple: make sure you fully understand the VA benefits you earned—and help you to confidently use them to purchase or refinance your home.
Find your rate . Instantly find the most competitive deal from over 25 lenders in our network.
Get pre-approved . Complete a simple online application to receive a fast pre-approval, giving you confidence and bargaining power in your home search.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Essential insights for California homebuyers, including an in-depth look at the mortgage process, how Morty simplifies the journey with low rates and personalized support from local loan officers, and information on California's down payment assistance (DPA) programs to make homeownership more accessible.
Tips for investing in California real estate, emphasizing strategic planning and leveraging resources like Morty for seamless transactions, aiming to foster financial stability and wealth building.
In California, owning a home means building equity, especially crucial in a market where property values vary. Explore the advantages of Home Equity Loans (HE Loans) and Home Equity Lines of Credit (HELOCs) to maximize your home's value.
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“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”
“I highly highly recommend them to anyone in the market. They'll get you to closing on time and provide great support along the way!”
“Flawless customer support that other companies only aspire to achieve. We appreciated their patience, responsiveness, and assistance every step of the way. Working with this team was nothing but pleasure. Thank you very much indeed!”